Did you know that you could use RACQ road side assistance service every day and it’ll still cost the same price? This guys are real champs and actually can save people $100′s of dollars but not needing car repairs from a motor mechanic. RACQ guys know every trick in the book to keep your car running so even if you don’t insure your car with them, at least get their road support for only peanuts.

RACQ is a long established Queensland car insurance company and offer a large range of insurance products. Below are two of their auto insurance products.

Please note, the production descriptions below comes from the RACQ website and is not the opinion of Captain Compare.

Car Insurance – Third Party Liability and Fire & Theft
Third Party Liability Insurance is the essential cover designed to cover you against the cost of damage to another person’s property or death or bodily injury to another person if you arn’t breaking the law at the time of course.

If you also take out the Fire and Theft option, you are also covered for towing, storage and damage to your vehicle if it was caused by fire resulting from an accident, or theft of your vehicle or car. You are also covered for up to five thousand dollars damage to your vehicle in the right situations.

Car Insurance – Comprehensive
Comprehensive Motor Insurance covers you for the cost of accidental damage to or theft of your vehicle, towing etc. This policy will also cover you for all the amounts you are legally liable to pay someone in compensation for death or bodily injury or damage to their vehicle or property, resulting from an accident involving your vehicle, even if you cause it! This is up to a limit of $20,000,000 including all legal costs if required. Of course, this again is if you don’t break the law. eg(speeding)

With NRMA Insurance, it’s possible to get their No Claim Discount of 65% straight away when you switch your Comprehensive Car Insurance over to them. Better still, it’s protected for life. Now you don’t have to wait to get what you want.

To see if you qualify, call them on 132 132. Other features you receive with NRMA Comprehensive Car Insurance.

They also offer Third party, fire and theft and Third party property damage if you happen to also own a home!

If your car is not registered in Victoria, an insurance professional would recommend you check out the other car hire companies, some of which are listed on our site.

Have you used RACV?

PLEASE SHARE, and we’ll tell the world about it.

Australia’s fifth largest general insurance provider

* Provides some form of insurance for more than half of Australia’s top fifty (Business review weekly) companies

* Has over 2 million insurance-policy holders

* specialises in workers compensation policies

For more information about Allianz, view the history of Allianz Australia

• NRMA – New South Wales, Sydney
  
• RACV – Victoria
  
• RACQ – Queensland
  
• FAI – No longer exists – bought by Allianz
  
• Allianz – Usually more commercial insurance, otherwise, All states
• Suncorp – Coming soon
• Budget Direct – Recently won ‘Australia’s Best Car Insurance award 2007 from by Money Magazine

Smarter Policies:
Our standard policy features are competitive with other leading insurers but at Budget Direct we also offer smart vehicle insurance policy choices that really put you in the driver’s seat. Our smart policy choices give you a range of options to reduce or adjust your premium. For example, by using our variable Excess feature you can choose to increase your excess to reduce your car insurance premium even further – another example of our smart policy choices is the option to restrict the age of the youngest driver on your policy to 25, 30 or 40 years old. This level of personal policy tailoring helps you drive the cost of your car insurance even lower.

More Control:
Budget Direct’s premiums are highly competitive but our innovation of the Australian insurance marketplace doesn’t stop there. We offer a 21-day Money Back Guarantee* on all car insurance policies, a completely paperless application and claims system, annual or monthly payment options, market or agreed value policies, the freedom to nominate your preferred repairer and 24-hour car insurance quote and purchase online. For those who prefer to use the telephone our call centre hours are 8am-8pm Monday to Friday and 8am-2pm Saturday EST.

Great Service:
Budget direct offers the highest levels of customer experience – like our lifetime guarantee on repairs**, the freedom to nominate your preferred vehicle repairer and our 21-day money back guarantee*. Our helpful, candid customer service is focused on providing a high quality, efficient and stress-free experience.

Policy Benefits
Smart Features. Flexible Options

All of our car insurance policies offer a great range of standard benefits and savings including:

- Competitive standard features
- Lower car insurance premiums
- No forms to fill in ever
- 21-day money back guarantee*
- Annual or monthly repayments
- Freedom to nominate your preferred repairer
- New car replacement if the car is less than 12 months old and you purchased it new

Smart Insurance Policies
In addition to our standard policy benefits, Budget Direct also gives you the freedom to pick and choose from a range of smart policy choices so you can tailor your car insurance policy to suit yourself and maximise savings.

*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
**Terms & Conditions apply.

This insurance product is issued by Auto & General Insurance Company
Limited (ACN 111 586 353, AFS Licence No 285571) and administered by
Insurers Hotline Pty Limited (ACN 003 617 909, AFS Licence No 241411).
Please read the Product Disclosure Statement and Financial Services Guide available when deciding whether to buy or hold this product.